DA: How To Get Out Of Debt, Stay Out Of Debt, And Live Prosperously, by Jerrold Mundis
-‰"A must read for anyone wanting to get their head above water.-‰"- The Wall Street Journal - THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION - OUT OF THE RED
-‰Do this month's bills pile up before you've paid last month's?
-‰Do you regularly receive past-due notices?
Do you get letters threatening legal action if immediate payment is not made?
-‰Do the total amounts of your revolving charge accounts keep rising?
- INTO THE BLACK Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans-‰ from doctors to secretaries, from executives to the unemployed-‰ face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn -
-‰how to recognize the warning signs of serious debt
-‰how to negotiate with angry creditors, collection agencies, and the IRS
-‰how to design a realistic and painless payback schedule
-‰how to identify your spending blind spots
-‰how to cope with the anxiety and daily pressures of owing money
-‰plus the three cardinal rules for staying out of debt forever, and much more!
- This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.